Roth Academy — Which plan fits: 401(k) or IRA?
Preparation checklist

[ ] Confirm whether you have a business with no full-time employees other than an owner or spouse
[ ] Note your earned income and any retirement funds available to roll over
[ ] Compare 401(k) vs. IRA contribution limits for your situation
[ ] Decide whether a built-in loan provision matters to you

This guide provides general education and preparation questions. Individual advice depends on current rules, the actual arrangement, and a separate professional engagement.